22 June 2026 · 7 min read
Quick Answer
The SBSCH permanently closes on 1 July 2026, and after that date you cannot log in to download your super payment records — they are gone for good. Because the Superannuation Guarantee (Administration) Act 1992 requires you to keep super records for five years, you must export your full SBSCH transaction history before 30 June 2026. Log in through ATO Online Services for Business, download every payment instruction and receipt, save copies in at least two permanent locations, and load your opening data into your replacement system before your first July payroll.
Most of the coverage about the SBSCH closing focuses on how you will pay super afterwards. There is a quieter problem that will hurt employers months later: your records disappear. The ATO has been explicit that once the SBSCH closes on 1 July 2026, you will no longer be able to access the service to download records. There is no grace period and no retrieval-on-request.
This matters because super record-keeping is a legal obligation, not a convenience. Under the Superannuation Guarantee (Administration) Act 1992 you must keep records that show how much super you paid, for whom, when, and to which fund — for a minimum of five years. If the ATO reviews your super compliance in 2027 or 2028 and asks for your 2024-25 or 2025-26 payment evidence, "it was in the SBSCH but the SBSCH was closed" is not a defence.
This short guide shows exactly how to export and protect your SBSCH records before the deadline. It takes fifteen minutes now and saves you from a serious problem later. And going forward, SAB Account AI (sabaccountai.com) keeps a permanent record of every super calculation and payslip automatically — so you are never again exposed to a portal that can be switched off.
The SBSCH is being decommissioned, not archived in a place you can reach. The ATO has confirmed that from 1 July 2026 the service will no longer be available to make payments or download records. Unlike some ATO systems where historical data migrates into your myGov or Online Services account, the SBSCH payment history is not guaranteed to carry over in a usable, exportable form.
That means the payment instructions, receipts and fund distribution details you have accumulated — potentially years of them — become inaccessible the moment the portal closes. If you have not exported them, you have no primary record of the super you paid through the SBSCH. Reconstructing it from bank statements alone is incomplete, because bank records show money leaving your account but not how it was split across employee funds.
No second chance: The ATO has confirmed there is no way to access SBSCH records after 1 July 2026. Exporting before the deadline is the only option.
What you lose if you do nothing
Log in to ATO Online Services for Business (or have your registered agent do it through Online Services for Agents). Navigate to the Small Business Superannuation Clearing House section. Export your payment history for every quarter you have used the service — the ATO recommends downloading your full transaction history, not just the current year.
Save the exports in a permanent, business-controlled location: your accounting records, a backed-up cloud drive, and ideally a second copy. Name the files clearly by quarter and financial year so you can find them in a future review. If you use a registered tax or BAS agent, confirm with them in writing who is responsible for the download — do not assume they have done it.
Do not assume: If a tax or BAS agent manages your super, confirm in writing that they have exported your SBSCH records. Shared responsibility is how things get missed.
Download steps
Under the Superannuation Guarantee (Administration) Act 1992 and ATO record-keeping rules, you must retain super records for five years. For each contribution that means: the employee, the amount, the ordinary time earnings it was calculated on, the payment date, and the receiving fund. The SBSCH receipts capture most of this, which is exactly why exporting them matters.
These records do double duty. They prove SG compliance if the ATO reviews you, and they feed the opening position of your replacement system so your new tool has an accurate history. If you are moving to SAB Account AI or any other platform, your exported SBSCH data is what reconciles your year-to-date super figures.
Five-year rule: A 2024-25 super payment must be evidenced until at least 2030. If that evidence lived only in the SBSCH, export it now.
Legal record-keeping requirements
The SBSCH closure is a lesson: do not let a system you do not control be the only home for your compliance records. The fix is to use a tool that keeps a permanent, exportable record of every super calculation and payslip under your control.
SAB Account AI (sabaccountai.com) does this by design. Every pay run stores the employee, the OTE, the 12% calculation, the payment date and the payslip — permanently and exportable at any time. So when the next government system is retired, or an ATO review lands in three years, your evidence is already in your hands, not stranded in a portal that has been switched off.
The real lesson of the SBSCH closure: own your records. SAB Account AI keeps a permanent, exportable history of every super payment from $9/month.
Future-proofing your records
Going forward, never rely on a portal you do not control. SAB Account AI (sabaccountai.com) keeps a permanent, exportable record of every super payment and payslip — from $9/month.
SAB Account AI — ATO-compliant invoicing and payslips for Australian small businesses. From $9/mo.
Start free trialNo. The ATO has confirmed that after 1 July 2026 the SBSCH is no longer available to make payments or download records. You must export your transaction history before the 30 June 2026 deadline.
A minimum of five years under the Superannuation Guarantee (Administration) Act 1992. Records must show the employee, amount, ordinary time earnings, payment date and receiving fund.
Log in to ATO Online Services for Business, open the Small Business Superannuation Clearing House section, and export your full payment history for every quarter you have used. Save copies in at least two permanent locations.
There is no guarantee your full SBSCH payment history migrates into other ATO systems in a usable form. Treat the export as the only reliable way to preserve your records.
Confirm in writing whether you or your registered agent is responsible for downloading the records before the deadline. Shared responsibility is a common reason records get missed.