Payday Super Calculator 2026
From 1 July 2026, Australian employers must pay super every payday — not quarterly. Calculate exactly how much super you owe per pay run, and see what changes for your business.
Read the full Payday Super 2026 employer guide →Calculate your Payday Super
Get Payday Super reminders
We'll remind you before each pay run what super is due and when. No spam — just one email per pay cycle.
Handle Payday Super automatically
SAB Account AI calculates your exact super amount on every payslip — so you always know what's due, to which fund, and by when. Try free today.
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Full guide
Payday Super 2026: What Every Australian Employer Must Know Before 1 July
7-day rule, SuperStream, penalties, preparation checklist — 9 min read
Payday Super — Frequently Asked Questions
What is Payday Super?+
Payday Super is a new Australian law that requires employers to pay superannuation at the same time as wages — every payday — instead of quarterly. It takes effect from 1 July 2026.
When does Payday Super start?+
Payday Super starts on 1 July 2026. From that date, super contributions must be received by the employee's super fund within 7 business days of each payday.
What happens if I miss a Payday Super payment?+
Missing a Payday Super payment triggers the Super Guarantee Charge (SGC), which includes the unpaid super, 10% interest per annum, and a $20 admin fee per employee per quarter. The SGC is not tax deductible.
How do I calculate Payday Super?+
Multiply the employee's ordinary time earnings for the pay period by 12% (the 2025–26 Super Guarantee rate). For example, a weekly gross of $1,500 requires $180 in super ($1,500 × 12%). SAB Account AI calculates this automatically on every payslip.
What is SuperStream and do I need it for Payday Super?+
SuperStream is the ATO's electronic system for paying super contributions. All employers must use SuperStream-compliant software or a clearing house to pay super. The ATO's free Small Business Superannuation Clearing House closes on 1 July 2026, so employers need an alternative SuperStream solution before that date.