✦ Built for Australian small business

Smart Invoicing &
ATO Compliance
in One Place

Create ATO-compliant invoices and payslips your way — fill them in manually or let AI do it for you. You stay in control. No accounting knowledge needed.

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Completely free · No credit card required

✓ ATO NAT 1004 verified

✓ Australian owned & built✓ Payday Super ready✓ Your data — export or delete anytime✓ AI you review before anything sends

See it in action

Just tell SAB what you need

Your AI bookkeeper — payslips, invoices, ATO answers, and reminders before deadlines.

SABSAB ChatAI
Invoice John Smith — 3 hrs plumbing at $85/hr + $240 parts, inc GST
SAB
Done. Tax invoice #0042 for John Smith:
Labour (3 hrs × $85) $255.00 · Parts $240.00 · GST $49.50
Total $544.50. Want me to send it?
Send to John →
Create a payslip for Sarah — 38 hours this week
SAB
Done. Sarah's pay this week:
Gross $1,330.00 · PAYG tax $268.00 · Super $159.60
Net $1,062.00. Want me to email it to her?
Send to Sarah →
SAB

🔔 Reminder from SAB

Heads up — $1,840 in super is due across your team by 30 Jun under the new Payday Super rules. Pay it from your own bank — I'll keep track, the transfer's yours to make.
Ask SAB anything…
Send

Payslips, invoices, BAS & super — done by message. Included free.

Your way — manual or AI

Not comfortable with AI doing your invoices? No problem. You can fill everything in yourself. AI is just an option, not a requirement.

Fill it in yourself

Full manual control

  • ✓Type client name, job description, amounts
  • ✓GST calculated automatically from ATO rules
  • ✓Professional PDF with your ABN and business details
  • ✓You decide every field — nothing is assumed
Faster

Let AI draft it

You always review before sending

  • ✓Describe the job in plain English
  • ✓AI fills in line items, GST, and client details
  • ✓You review and edit anything before saving
  • ✓Same ATO-compliant PDF — just takes 30 seconds

AI is a shortcut, not a replacement. It never lodges anything with the ATO — you do.

How it works

Three steps. No accountant needed.

1

Describe the job

Type what you did in plain English. No templates, no confusing fields to fill in.

2

AI builds the invoice

Claude AI extracts line items, calculates GST, and formats everything to ATO standards.

3

Download & send

Get a professional PDF tax invoice instantly. Send it to your client. Done.

Everything you need to stay ATO-compliant

AI Invoice Generation

Describe the job in plain English. Claude AI extracts client details, line items, and pricing automatically.

ATO-Compliant Payslips

Correct PAYG withholding using ATO Scale 1 & 2 tables. Superannuation at the current 12% rate. HELP repayment included.

GST & BAS Tracking

Track income and expenses. See your GST position instantly. Export records for your BAS lodgement.

Now in effectPayday Super — since 1 July 2026

Super must now be paid on every payday

ATO penalties start immediately with no grace period. SAB Account AI calculates and tracks Payday Super automatically on every pay run.

Learn more →

Completely free

Every feature, every plan — free for everyone.

100% Free

Everything

$0forever

Every feature. No credit card. No limits. No catch.

  • Unlimited invoices & AI generation
  • ATO-compliant payslips & PAYG withholding
  • Payday Super tracking & BAS estimates
  • SAB Chat AI assistant — unlimited
  • Income & expense records
  • Bank import & accountant sharing
Start free

Free forever · No credit card required · No hidden fees

Common questions

How much does SAB Account AI cost?

SAB Account AI is completely free. Unlimited invoices, AI generation, ATO-compliant PAYG payslips, superannuation tracking, BAS estimates, and the SAB Chat AI assistant — all at no cost, with no credit card required.

Is SAB Account AI ATO compliant?

Yes. PAYG calculations are verified across 19 ATO tax scenarios including Medicare levy, LITO, HELP/HECS debt repayment, and all visa types including working holiday makers and international students.

Does SAB Account AI handle Payday Super?

Yes. Payday Super is in effect since 1 July 2026. SAB Account AI automatically calculates and tracks superannuation on every pay run, keeping you compliant with the ATO requirements.

How long does it take to create an invoice?

About 30 seconds. Describe your job in plain English and the AI generates a professional ATO-compliant tax invoice with correct GST calculations instantly.